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Let’s NOT Get Physical: Everything you need to know about no-exam life insurance

By Insurance News Desk |

Last time we talked about the importance of your life insurance application and the role it can later play in rescission or cancellation of your policy when a claim is presented for payment (Post-Claim Underwriting: Can Insurance Companies Cancel Your Policy After You’ve Already Made a Claim?). We talked about how the application process… Read More »

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CANCELLED CONCEPT

Post-Claim Underwriting: Can the Insurance Company Cancel Your Policy After You’ve Already Made a Claim?

By Insurance News Desk |

Last month we asked the questions, Why do Life Insurance Claims get Denied? And what can you do about it? One of the actions we discussed was rescission of your policy and how that rescission may be done in bad faith. This area merits further discussion, so let’s dig deeper into how a life insurance policy gets canceled after a claim is filed

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Why do Life Insurance Claims get Denied? And what can you do about it?

By Insurance News Desk |

Life insurance is the preferred method chosen by many people to cover funeral and burial costs and make up for the loss of income, ensuring that important obligations like a home mortgage or car payments can continue to be met even after the loss of a wage earner. Life insurance also makes a sensible investment for many people and serves as a valuable addition to many families’ financial portfolios.

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Mental Health and Life Insurance Denials

By Insurance News Desk |

A recent Yahoo! Lifestyle article (Woman’s Post About Life Insurance Denial for Mental Health History Goes Viral) described the ordeal of an applicant’s denial of $10,000 in life insurance due to the fact that she disclosed a medical history including depression and anxiety on the application. Unfortunately, this woman’s story is far from unique. The health insurance industry has long imposed a double standard regarding mental health and mental illness versus physical health and illness,

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Proton Beam Therapy: Insurers say “No, no,” but judges and juries say “Yes, yes!”

By Insurance News Desk |

Earlier this year, a federal judge in Florida described the conduct of UnitedHealthcare as “immoral and barbaric.” The conduct at issue was the insurance company’s denial of coverage for proton beam therapy to treat prostate cancer. Last year, a jury in Oklahoma described the conduct of insurance giant Aetna as “reckless” in its bad faith denials of coverage for proton beam therapy.

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Life Insurance 101: How to Decide Which Type of Policy is Right for You

By Insurance News Desk |

Insuring your life for the benefit of your spouse, children and others is an important step for any adult, and it’s one that shouldn’t be put off. A life insurance policy can go toward funeral and burial expenses, mortgage payments and wage replacement when the insured was a wage earner for the family.

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Insurance Policy Denied

Is the “Experimental” Treatment Turned Down by Your Insurance Really Experimental?

By Insurance News Desk |

For people dealing with serious medical issues, finding an effective treatment that can improve their quality of life can be a godsend. New treatments are constantly appearing on the scene, and while finding the right medication or treatment that works can be challenging to say the least, the real battle occurs when the insurance company denies coverage for a costly treatment or procedure.

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Lipedema Treatment Insurance Coverage Denials

By Insurance News Desk |

Lipedema is a progressive disease that gradually worsens as it progresses through four different stages. This article addresses what lipedema is, how it is treated, why insurance companies try to deny coverage for treatment, and what can you do about it if you are one of the millions of lipedema sufferers in the United States.

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Insurance Fraud

By Insurance News Desk |

Despite written agreements and laws regulating their conduct, many insurance companies try to take advantage of customers who do not fully know their rights. Unscrupulous companies will go so far as to defraud customers to swindle them out of money to which they are entitled.

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Insurance claim unfairly denied?

By Insurance News Desk |

How to fight back against your insurance company if your claim is denied in bad faith
You were recently injured in an accident, and you made a claim with your insurance company, expecting fair and reasonable compensation based on your policy and benefits. Perhaps you’ve been paying this insurance company for years, expecting you’d be covered in the event of an accident and/or injury.

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Has Your Insurance Claim Been Denied?

Contact Us Today To Learn About Your Legal Options